Law on Work and Income according to Capacity for Work (WIA)
If you are an employee and after two years of sick leave are unable to return to work completely, the UWV Work and Benefits agency considers whether you are eligible for benefit on the basis of the Law on Work and Income according to Capacity for Work (WIA). The WIA is based on what an employee who has been declared unfit is still capable of doing. If you are partially incapacitated for work, you can obtain assistance in finding employment.
The WIA consists of two schemes, the IVA (Income Scheme for the Completely Incapacitated for Work) and the WGA (Scheme for Re-employment of the Partially Incapacitated for Work).
Income Scheme for the Completely Incapacitated for Work (IVA)
The IVA is intended for employees who are completely incapacitated for work on a long-term basis and who are unable to return to work. Those who are completely incapacitated for work with little chance of recovery are re-evaluated every year. An IVA allowance amounts to a maximum of 75% of the last income earned (up to a certain maximum). If the condition of an employee improves, he or she enters the WGA; otherwise he or she remains in the IVA.
Scheme for Re-employment of the Partially Incapacitated for Work (WGA)
If you are partially incapacitated for work, you have to deal with the WGA. There are three different WGA allowances: a salary-related allowance, a supplementary allowance, and a successive allowance. The WGA is primarily about what you can still do and whether you suffer loss of income.
Who implements the WIA
The WIA is implemented by the UWV Work and Benefits agency. An employer can insure the risk for WIA with that agency or with a private insurance company. An employer can also bear the risk himself.